We prioritize your security by leveraging industry-standard protocols and advanced authentication methods to protect your financial data. Our app employs cutting-edge encryption technology to ensure that your bank statements remain private and secure at all times, without requiring access to your banking credentials. No need for your banking information—only your bank/credit card statements are required. Here's how we ensure the security and integrity of user data:
Finguru securely requests bank statements from users via Plaid, connecting them with their financial institutions.
Finguru uses advanced encryption to maintain the highest level of security for user bank statements.
Finguru presents user data in a clean and organized manner, providing a clear overview of transactions.
Users can request account deletion, and Finguru will securely erase all associated data.
Plaid allows you to share your financial data with apps and services you choose, helping to prevent fraud and abuse while enhancing your digital finance experience. Here's how the process works when you use Plaid to connect your financial accounts to an app:
Verification : To link your financial account, you verify ownership by entering your username and password. Plaid clearly explains which financial accounts and data will be shared, enabling you to make an informed choice.
Verification Confirmation: After confirming your account ownership, Plaid securely retrieves the necessary account information from your financial institution with your permission. This ensures only the data you agree to share is accessed.
Data Collection: Plaid gathers your transaction history, account balances, and other financial information needed for our services.
Secure Sharing: Plaid securely transmits your data to our app. You can manage or revoke access anytime through Plaid's user dashboard.
To enhance data security, we implement HTTPS encryption and two-step verification to safeguard your information during interactions with the app. Additionally, your data remains exclusively with you, ensuring full control and privacy—we do not store or process any of your financial information on our servers. This robust suite of security measures offers peace of mind while maintaining the highest standards of privacy and security.
"Personal Data" refers to any information that can identify an individual. We collect, use, store, and transfer various types of personal data about you, both directly and indirectly. The categories of Personal Data we handle are outlined below:
When you sign up for our Services or the Finguru app, we collect Personal Data directly from you. This includes your name, mailing address, email, phone numbers, and password or other sign-in credentials.
To deliver our services, we work with your current and historical financial information, such as bank account statements, expense data, and transaction details. This data is securely imported using trusted financial services like Plaid, ensuring that your sensitive information remains protected throughout the process.
The Finguru Service collects technical data such as your browser type, approximate geographic location (based on your IP address), operating system and version, IP address, domain name, application information, operating environment, hardware profiles, and visit date/time stamps.
We track your interactions with Finguru, including your usage of our websites or apps. If you contact us via support page, we collect your name, email address, IP address, and any other content in your message to respond appropriately. We may also collect Personal Data at other points during your interaction with our Site or Application where we indicate that data collection is occurring.
For more information, visit Plaid's data handling page.
Finguru prioritizes the security and integrity of user data by using secure methods for data collection, processing, and display. By leveraging Plaid for statement retrieval and advanced encryption, Finguru ensures that user financial information remains protected throughout the entire process.
